当前跑道
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辞职策略计算器
你负担得起辞职吗？
抛开误区。获取你的最低、建议和安全退出基金、一个0–100 准备度评分，以及你的退出日期——覆盖 50 座城市。免费、私密、无需注册。
你的情况
输入真实数字，输出真实计划。一切都不会离开你的浏览器。
你的退出准备度
Calculating…
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距建议值的差距
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你的退出日期
Calculating…
Why three numbers, not one
The honest version of "how much should I save?"
Most calculators hand you a single magic figure (usually "6 months of expenses"). Real exits don't work that way — quitting to job-hunt in a cold market is nothing like quitting to freelance, and both ignore the cost that actually sinks people: health insurance. So you get a band:
Minimum Viable Escape
The leanest defensible number — aggressive cuts, some side income, the shortest realistic buffer. It's the answer to "what's the least I could leave on?" It carries real risk.
Recommended
The target we'd actually aim for given your exit type, seniority, market, healthcare and dependents. The sensible default.
Safe
Extra cushion for a cold job market, a slow freelance ramp, or life going sideways. Peace-of-mind money.
Go deeper
The whole exit toolkit
This calculator is the front door. When you're ready, the rest of the platform takes you from number to plan to done.
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16 calculators
Coast FIRE, F-You money, severance, the COBRA-vs-ACA healthcare gap, geoarbitrage, the W2→1099 tax shock and more.
Open the tools → 🗺️Transition planner
Turn your numbers into a phased, personal checklist — build runway, de-risk, exit, survive the first 90 days.
Make my plan → 📖The playbook
Plain-English guides: the 6-month myth, quitting to freelance, health insurance after you quit, negotiating severance.
Read the guides → 🤝Find real help
Fee-only planners, career coaches, and location-aware safety nets and crisis support. Some things shouldn't be DIY.
Get support → 💬Community
You're not the only one. Anonymous, open spaces where people share what leaving actually looked like.
Join in → 📡Live feed
The smartest writing on money, work and escape — aggregated from the best FIRE and career voices.
See the feed →常见问题
辞职前我应该存多少钱？
没有唯一的数字。它取决于你的退出方式、目的地的生活成本、医疗、债务、受抚养人和副业收入。本工具给出三个诚实的数字——最低可行、建议和安全——而不是一个误导性的数字。
我最少要多少钱才能离开？
最低可行退出额：最精简且站得住脚的数字——大幅削减开支、一些副业收入，以及最短的现实缓冲。它真实但有风险，因此我们总把它与更安全的目标并列展示。
包含医疗保险吗？
是的——失去雇主的保障是悄悄拖垮跑道的成本，尤其在美国。我们会估算每月保费并计入你的开销。
免费且私密吗？
完全免费，无需注册或邮箱。一切都在你的浏览器中运行——不会发送任何数据。
AMAADOR Personal Strategy 提供的是财务教育，而非建议。估算使用 2026 年取整后的生活成本与保险数据。
Content reviewed: June 2026 · About the creator