Every calculator for your exit
One shared engine, many focused tools. Start with Exit Readiness, then dig into the specific question that's keeping you up at night.
The core decision tools
Exit Readiness
The flagship. Your minimum / recommended / safe escape fund, a 0–100 readiness score and your escape date.
Open → Live🪙Minimum Viable Escape
The leanest defensible number you could quit on — aggressive cuts, side income, shortest realistic buffer.
Open → Live⏳Runway calculator
How long your savings actually last at your destination, after healthcare, debt and any side income.
Open → Live⚕️Healthcare gap (COBRA vs ACA)
The cost most people forget. Compare COBRA, an ACA plan, a spouse's plan or none — by household and region.
Open → Live📝Severance calculator
Statutory minimums + typical negotiated packages, adapted by country (US, UK, EU, Canada, Australia) — plus the asks that matter.
Open →Know your number
Coast FIRE
The point where you can stop saving and let compounding carry you to retirement — so you can downshift now.
Open → Live☕Barista FIRE
How much part-time income bridges the gap so you can leave the full-time grind early.
Open → Live🔥Lean / Fat FIRE number
The 4% rule, both ways: the frugal floor and the comfortable ceiling (25× annual spend), plus years to FI.
Open → Live🖕F-You money
Not retirement — just enough freedom to walk. How many months of pure independence your stash buys.
Open → Live📈Savings rate → years to FI
The single most powerful lever. See how your savings rate sets your timeline.
Open → Live🧾W-2 → 1099 tax shock
Self-employment tax, lost employer benefits and quarterly estimates — the freelance surprise nobody warns you about.
Open → New📅When can I retire?
Your FIRE age, in plain numbers: enter savings, contributions and spending to see the year your money sets you free.
Open →Make the move work
Geoarbitrage compare
City A vs City B — see how a move can double or triple the runway your savings buy.
Open → Live🏖️Sabbatical cost
What a clean career break really costs, including the re-entry runway on the other side.
Open → Live💸Side-hustle bridge
How much side income you need to cover your lean burn and stop trading time for a paycheck.
Open → Live✂️Runway extender
Model specific cuts and relocations to see exactly how much longer your money lasts.
Open → Live🧠Burnout self-assessment
A non-clinical, three-axis check that feeds your readiness score and flags when it's a health issue.
Open → Live⌁Freelance rate calculator
Going independent? Work out exactly what to charge so your runway never runs dry. (Companion tool.)
Open ↗Foundations & fast answers
Emergency fund
Your real 3/6/12-month safety net based on actual expenses — and how close you are.
Open → Live📊Net worth
Everything you own minus everything you owe — the number behind every exit plan.
Open → Live🎯Savings goal
How long to hit any target — or how much to save monthly to reach it by a date.
Open → Live⏳How long will my savings last
Spend-down with real returns and inflation — not just dividing one number by another.
Open → Live⚡Layoff runway
Just got laid off? See how many months savings + severance + benefits buy you.
Open → New⏱️Salary ↔ hourly
Convert salary to an hourly rate (or back) — and see your real hourly wage after unpaid overtime.
Open → New📉Pay cut calculator
Taking a lower-paying but better job? See the % drop and whether your budget still works.
Open → New🏖️PTO payout
What your unused vacation is worth in cash when you quit — gross and after tax.
Open → New🌱Compound interest
Project how a starting balance plus monthly deposits grow — and how much of it is pure interest.
Open → New✨Rule of 72
The napkin trick for how fast your money doubles — run it by return or by deadline.
Open →