Tools · PTO Payout
What's your unused PTO worth?
Accrued vacation you never took is often paid out when you leave — real cash that extends your runway. Size it before you hand in your notice, and factor it into your exit timing.
Estimated PTO payout
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A gross estimate — payout rules and tax vary by country, state and employer. Confirm your accrued balance and policy with HR. Not tax or legal advice.
Frequently asked questions
Do you get paid for unused PTO when you quit?
In many places, yes — accrued, unused vacation is paid out in your final paycheck, though it depends on your country, state and employer policy. Some US states require payout; others leave it to company policy.
How is a PTO payout calculated?
Multiply your unused days by your daily rate (annual salary ÷ working days in the year). The calculator derives your hourly and daily rate from your salary and hours, then multiplies by the days you have left.
Is a PTO payout taxed?
Yes — it's taxable wages. In the US it's often withheld at the higher supplemental rate (~22% federal), plus state and payroll taxes, so the net is noticeably less than the gross.
Should I use my PTO or cash it out before quitting?
It depends on policy and tax. Taking the time off keeps you on payroll and benefits longer; cashing out is a lump sum that may be taxed at the supplemental rate. Check the exit-timing checklist first.