How to actually leave
No hustle-bro fluff. Clear guides to the money, the logistics and the head-stuff of quitting — each one wired to the calculator that makes it real.
The complete guide to quitting your job
Every stage in order: savings, severance, health insurance, your 401(k), debt, timing, freelancing, geoarbitrage and the first 90 days.
Read → New🔥The complete guide to FIRE
The 4% rule's real origins, every FIRE variant with worked math, safe withdrawal rates and the healthcare bridge — all in one guide.
Read → New💰How much should you really save before quitting?
Why "6 months of expenses" is the wrong answer, and how to find your actual number with a worked example.
Read → New🌐Quitting your job around the world
US vs UK vs EU vs Canada vs Australia — how severance, healthcare and safety nets change your number.
Read → New🩺Health insurance after you quit
COBRA vs ACA in the US — and why it's a footnote in the UK, EU, Canada and Australia. Plus the 60-day clock.
Read → New🛡️The benefits you lose when you quit
Health, life and disability insurance, your 401(k) match and more — what each really costs to replace in 2026.
Read → New💸How much does COBRA really cost in 2026?
Average premiums for individuals and families, why it's so steep, COBRA vs ACA, and how to pay less.
Read → New🏦Where to keep your escape fund
High-yield savings vs money market vs CDs — safety, yield and liquidity, plus a simple tiered setup.
Read → New🩹Disability insurance for the self-employed
The protection freelancers skip and need most — own-occupation cover, what it costs, how much to buy.
Read → New🏛️What happens to your 401(k) when you leave a job
Roll it over, leave it, or cash out — the four options, the rollover traps, and the penalty that costs you most.
Read → New☂️Life insurance when you leave a job
Your free group cover ends when you go. Replace it with cheap term life — and lock it in before you quit.
Read → New🏥Self-employed health insurance: 2026 options
ACA plans, a spouse's plan, association cover and HSAs — the real options and costs once you're on your own.
Read → New💳Should you pay off debt before you quit?
Which debts to clear and which to keep — and why crushing a low-rate loan can be the wrong move before you leave.
Read → New📝How to negotiate severance — even when you're leaving
What's on the table by country, the high-value/low-cost asks, and when to get a lawyer.
Read → New🗓️The exit timing checklist
Vesting, bonuses, benefits end dates and the COBRA clock — when you quit can be worth thousands.
Read → New🧑💻Quitting to freelance: the runway nobody warns you about
The income ramp is slower than you think. Here's the buffer that keeps you from crawling back.
Read → New🌍Geoarbitrage: the cities that triple your runway
The same savings buys a year in Lisbon or three months in London. Run the trade-off.
Read → New🚀Your first 90 days after quitting
The make-or-break stretch: protect cash, decompress without drifting, and set a no-shame re-entry trigger.
Read → New⏳Beating "One More Year Syndrome"
When you're financially ready but emotionally stuck — and how to actually pull the trigger.
Read → New🧠Burnout vs boreout: running from, or toward?
Diagnosing why you want out changes the plan — and whether quitting even fixes it.
Read → New☕Coast, Barista, Lean & Fat FIRE — which exit is yours?
A plain-English map of the FIRE variants and which one fits your life.
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