टूलकिट

आपकी एग्ज़िट के लिए हर कैलकुलेटर

एक ही इंजन, कई केंद्रित टूल। एग्ज़िट तैयारी से शुरू करें, फिर उस सवाल में गहराई से जाएँ जो आपकी नींद उड़ाता है।

स्तर 1 · यहाँ से शुरू करें

मुख्य निर्णय टूल

Live🧭

Exit Readiness

The flagship. Your minimum / recommended / safe escape fund, a 0–100 readiness score and your escape date.

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Live🪙

Minimum Viable Escape

The leanest defensible number you could quit on — aggressive cuts, side income, shortest realistic buffer.

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Live

Runway calculator

How long your savings actually last at your destination, after healthcare, debt and any side income.

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Live⚕️

Healthcare gap (COBRA vs ACA)

The cost most people forget. Compare COBRA, an ACA plan, a spouse's plan or none — by household and region.

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Live📝

Severance calculator

Statutory minimums + typical negotiated packages, adapted by country (US, UK, EU, Canada, Australia) — plus the asks that matter.

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स्तर 2 · FIRE और वित्त

अपनी संख्या जानें

Live🌊

Coast FIRE

The point where you can stop saving and let compounding carry you to retirement — so you can downshift now.

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Live

Barista FIRE

How much part-time income bridges the gap so you can leave the full-time grind early.

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Live🔥

Lean / Fat FIRE number

The 4% rule, both ways: the frugal floor and the comfortable ceiling (25× annual spend), plus years to FI.

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Live🖕

F-You money

Not retirement — just enough freedom to walk. How many months of pure independence your stash buys.

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Live📈

Savings rate → years to FI

The single most powerful lever. See how your savings rate sets your timeline.

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Live🧾

W-2 → 1099 tax shock

Self-employment tax, lost employer benefits and quarterly estimates — the freelance surprise nobody warns you about.

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New📅

When can I retire?

Your FIRE age, in plain numbers: enter savings, contributions and spending to see the year your money sets you free.

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स्तर 3 · ट्रांज़िशन और जीवनशैली

बदलाव को कारगर बनाएँ

Live🌍

Geoarbitrage compare

City A vs City B — see how a move can double or triple the runway your savings buy.

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Live🏖️

Sabbatical cost

What a clean career break really costs, including the re-entry runway on the other side.

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Live💸

Side-hustle bridge

How much side income you need to cover your lean burn and stop trading time for a paycheck.

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Live✂️

Runway extender

Model specific cuts and relocations to see exactly how much longer your money lasts.

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Live🧠

Burnout self-assessment

A non-clinical, three-axis check that feeds your readiness score and flags when it's a health issue.

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Live

Freelance rate calculator

Going independent? Work out exactly what to charge so your runway never runs dry. (Companion tool.)

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स्तर 4 · मूल बातें

बुनियाद और त्वरित उत्तर

Live🛟

Emergency fund

Your real 3/6/12-month safety net based on actual expenses — and how close you are.

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Live📊

Net worth

Everything you own minus everything you owe — the number behind every exit plan.

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Live🎯

Savings goal

How long to hit any target — or how much to save monthly to reach it by a date.

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Live

How long will my savings last

Spend-down with real returns and inflation — not just dividing one number by another.

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Live

Layoff runway

Just got laid off? See how many months savings + severance + benefits buy you.

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New⏱️

Salary ↔ hourly

Convert salary to an hourly rate (or back) — and see your real hourly wage after unpaid overtime.

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New📉

Pay cut calculator

Taking a lower-paying but better job? See the % drop and whether your budget still works.

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New🏖️

PTO payout

What your unused vacation is worth in cash when you quit — gross and after tax.

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New🌱

Compound interest

Project how a starting balance plus monthly deposits grow — and how much of it is pure interest.

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New

Rule of 72

The napkin trick for how fast your money doubles — run it by return or by deadline.

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Every calculator here is now live. Tools are financial education, not advice — see the methodology for how each number is computed.